Help Seniors Choose A Health Plan.

Turning 65 and dealing with all the Medicare information that gets stuffed in your mailbox can be very confusing. I want to help you make your decision efficiently.

The first thing you need to know is that all Medicare Supplement Plans are identical in coverage. These are the plans that are alphabatized A,B,C,D,E,F,G and so on. These plans help pick up what Medicare doesnt cover on health related services and hospitalizations. Depending what plan you choose you may or may not have to meet any deductibles. You will have to choose a prescription plan seperately because the plans themselves do not have drug coverage.

The second type of paln offered to seniors is a Medicare Advantage Plan. These plans are very low cost and most include the Medicare Part D prescrtion Plan right in the cost. The networks are very good and large. I would investigate these plans first. The insurance company becomes primary to Medicare which I believe is an advantage to the customer. Claims get paid quicker and customer service is very good.
I hope this helps and please comment on anything you would like to know more about.

Stay Healthy Stay Informed,

James Cardin