This question gets asked of me several times a day. Most of the time people are very frustrated and do not know why they are getting declined for health coverage when their group plan ends. The answer is that Individual and Group plans are different in many ways. Small group and Large group plans have very little underwriting done on there applicants because everyone in the group is going to pay for everybody else and their ailments.
Individual plans are underwritten with only the applicant and his family conditions and are rated accordingly. You can be declined.
Other options may be available like COBRA and you will have to contact your Human Resource Department for the details on your situation.
Stay Healthy Stay Informed
James Cardin
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Must Be Present to Win.
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One observation that I make while attending networking events throughout
the week is that half the battle is just showing up. Many business owners
or sales...
14 years ago
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