When is a pre-existing condition not a pre-existing condition?

One very important question I get asked quite often is, will my pre-existing condition or conditions be covered if I switch to another company's health plan. The answer is based on whether you have been covered for 12 consecutive months with credible health coverage prior to enrolling with the new plan. If you have been covered and you get approved on the application you submit for the new coverage then there will be no waiting period for conditions currently treated,diagnosed or medicated. If there has been a lapse of more than 30 days you could have up to a 12 month waiting period for all pre-existing conditions.